Water damage is a serious problem in Florida. Water from all the frequent storms can be more detrimental when having time to sit around. Water damage most of the time, believe it or not, can be more devastating than a fire, or even wind damage from a tornado.
But water damage doesn’t have to be caused by seasonal storms or hurricanes, nor any type of natural phenomena for that matter. In fact, most Water Damage restoration Inverness Insurance claims and fixes are actually simple mistakes by the homeowners, like a child left the bathtub running, or an appliance happens to fail.
It is important to note that not every water damage and insurance claim has to be “storm Damage” unless explicitly stated in a company’s terms and conditions or policies.
If you live in Inverness or some other residential community, there is a good chance that you have children of your own. Most insurance companies do not have a child liability clause or stipulation, and they would most likely be covered under listed packages and insurances.
Accidents or foul play would be covered under water damage restoration Inverness insurance claims. Things like a faucet was left running and flooded the kitchen or a hose that was left on and flooded the yard.
Another thing also covered by Water damage restoration Inverness is snow and ice damages. Now, this might sound a little silly being in Florida, but from time to time, we do get hard freezes, and if your pipes are not wrapped or heated properly the water inside could freeze, causing major problems. Also, freezing temperatures contracts your pipes and all the extra strain could cause them to weaken and burst.
In a residential community like Inverness, homeowners have more to worry about than storms causing water damage. What they shouldn’t have to worry about is different conditions and stipulations affecting insurance companies from helping pay for water damage restoration not caused by nature or a natural disaster.
Be aware of the conditions of your insurance policy, it could be the difference in paying hundreds or even thousands of dollars.
*Disclaimer: The views expressed here are those of the authors and do not necessarily represent or reflect the views of *Nature Coast Restoration*